The 9 Characteristics of ‘Ibad-ur Rahman (5/10) – Neither a Spendthrift nor Stingy

A Project in collaboration with The Ideal Muslimah.
Articles authored for The Ideal Muslimah are available here.

To read the series in chronological order, please click the links below:
Pg 1 | Pg 2 | Pg 3Pg 4 | Pg 5 | Pg 6 | Pg 7 | Pg 8 | Pg 9Pg 10

———- 🌺 ———-


بسم الله الرحمن الرحیم

And those who when they spend, are neither extravagant nor niggardly,
but hold a medium (way) between those (extremes).
[Surah Al-Furqan 25:67]

🌸 Fifth Characteristic: They are not spendthrifts, nor are they stingy

This ayah tells us the fifth characteristic of ‘Ibad-ur Rahman: they are not excessive, wasteful, or flamboyant in their spending. They do not spend more than what they need. At the same time, they are also not stingy. They are not negligent of their obligations toward their family nor are they miserly. They follow the best and fairest way. And the best of matters are those which are moderate – neither one extreme nor the other. This is like the ayah:

And let not your hand be tied (like a miser) to your neck,
nor stretch it forth to its utmost reach (like a spendthrift),
so that you become blameworthy and in severe poverty.
[Surah Al-Isra’ 17:29]

If we want to be like the ‘Ibad-ur Rahman, then we need to learn to not spend our wealth extravagantly. Realize that one of the reasons of our economic problem is due to irresponsible spending. People get approved for loans that are far more expensive than what they can afford, and end up building their lives around debts and more debts.

Our Deen teaches us not to spend what is not within our pockets. Learn how to do a monthly budget, spend within our means. Don’t be addicted to credit cards!

For those of us who are doing really well financially, alhamdulillah. But just because we can afford to buy overpriced and really expensive items, doesn’t mean we should spend our money carelessly on those things.

“What’s the most expensive car do you sell? I’ll take it.”
“I don’t buy that sort of bags! I don’t buy non-branded stuff.”

We are not put on this earth to show off.
We are not put on this earth to compete pompously with one another.
We don’t have to get the newest decked-out car.
We don’t need to pay 5 times the price of the same kind of handbag just because of the brand.

Muslims, don’t be duped by these things!
We can use our wealth for so many other good deeds!
We can help our family or community who are not doing financially well.
We can help people get out of their debt.
We can channel charity to the oppressed – both Muslims and non-Muslims!

We have to be responsible with the wealth that Allah s.w.t. has given us. We shouldn’t be overspending on things, nor should we be cheap and stingy in regard to our obligations as well.

In conclusion, the ‘Ibad-ur Rahman do spend, but they are always responsible when they spend. They always make wise spending decision. They spend their wealth beautifully right in between these two extremes.

May Allah s.w.t. grant us this beautiful trait of the ‘Ibad-ur Rahman – Allahumma ameen!

🌸 ‘Ibad-ur Rahman Characteristics Recap🌸 

5th Characteristic
They are not excessive and wasteful in their spending – they do not spend more than what they need. They are also not stingy – they are not negligent of their obligations toward their family nor are they miserly. They spend their wealth right in between these two extremes.

Tafsir Ibn Kathir
Who Gets Allah’s Mercy by Ustadh Nouman Ali Khan